Optimal Contribution Scheduler (Single Employee Account)

Single employee account with an annual employee cap. When the employee cap is reached, employee contributions stop and employer match stops. Tier application is prioritized: Tier 1 first then Tier 2. Blank caps = unlimited.

Pay Schedule

Pay Frequency

Year (for display only)

First paycheck date (anchor)

Exclude anchor paycheck?

End date (inclusive)

Max number of paychecks to include (optional)

Spread “extra” employee dollars to the last paychecks (instead of lump sum)

If employer has no caps, spread employee evenly across all paychecks

Match & Limits

Match mode

Employer monthly cap (blank = unlimited)

Tier 1 match rate

Tier 1 employer cap (annual, blank = unlimited)

Tier priority

Tier 2 match rate

Tier 2 employer cap (annual, blank = unlimited)

Tier 2 enabled

Employee annual max (single account; blank = unlimited)

Optimization objective

Unlimited caps supported: - If monthly cap is blank, there is no monthly ceiling. - If tier caps are blank, that tier has no annual ceiling. If both monthly and annual tier caps are unlimited, employer match is purely % of employee contributions.

Paycheck Date	Month	Employee Contribution	Employer Match	Match Detail	Employee Total (YTD)	Employer Total (YTD)